Guest Post by Joseph Morris
The current debate over health care reform in the United States is centered around the question, “Who should pay, and how do we cover those who cannot pay?”
I believe the more directed question should be “How do we get health care to those who cannot pay?” As most of the country is covered by private health insurance and is happy with the cost and care they are receiving, let us only address that minority who are uncovered and leave the rest alone. What they need is free care.
A simple proposal:
Allow every health care professional; doctors, nurses, chiropractors, physical therapists, homeopaths, etc. to deduct from their personal federal income taxes, dollar for dollar, at their going rate, for every hour of free care that they give.
Allow every care facility; hospitals, clinics, etc, and manufacturer/distributor; pharmaceutical companies,. pharmacies, wheelchair companies, bandage mmanufacturers, etc. to deduct from their corporate income taxes, dollar for dollar, at their market rate, for every product or service that they give.
Patients who cannot pay will be provided with private, local care unencumbered by federal or state government bureaucracy.
Medical providers can donate their services to whatever income level they seek to achieve. 50/50 to pay no taxes, 60/40 to pay some taxes, donate all their time in order to offset other income streams, etc. They can schedule their free hours within their offices, or spend time at free clinics.
Medicare/Medicaid will be rendered obsolete before they become insolvent.
Enforcement falls to the IRS which carries an established reputation and would only audit the hours given in service and would not be concerned with the care given.
This will be a new incentive for prospective medical professionals to enter the field. Watch the no tax days at the beginning of the school year to understand the inordinate joy that the public takes in sticking it to the government.
Accessibility to free care will be limited by provider choices and thus will serve as an incentive for those who can pay to stay insured.
Health care providers will advertise for uninsured patients as the fiscal year closes.
Even if every provider overstated his donations by 100% every year, it would still be cheaper than anything else being proposed.
Joe Morris, small business owner